Effective Date: June 10, 2026
Welcome to Lifeline Financials. These Terms of Service (“Terms”) govern your access to and use of our website, lifelinefinancials.com, and related services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
1. Acceptance of Terms
By using the Service, you represent that you are at least 18 years old and have the legal capacity to enter into a binding agreement.
2. Description of Service
Lifeline Financials provides budgeting tips, financial information, and promotional offers via email. We also connect users with third-party marketing partners who offer financial products and services.
The Service is provided for informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals before making financial decisions.
3. Consent to Communications
By submitting your contact information through our sign-up form and checking the consent checkbox, you provide your express written consent to receive recurring promotional and marketing emails from Lifeline Financials and our marketing partners.
You understand and agree that:
- Consent is not a condition of purchasing any goods or services
- You may opt out of emails at any time by clicking the unsubscribe link in any email
4. Marketing Partners
By providing your consent, you authorize us to share your contact information with our marketing partners, who may contact you directly with offers for their products and services. We are not responsible for the products, services, or communications provided by our marketing partners. Your interactions with marketing partners are governed by their own terms and privacy policies.
5. User Responsibilities
You agree to:
- Provide accurate, current, and complete information when signing up
- Not use the Service for any unlawful purpose
- Not attempt to gain unauthorized access to the Service or its systems
- Not interfere with or disrupt the Service
- Not use automated means to access the Service without our permission
6. Intellectual Property
All content on the Service, including text, graphics, logos, and software, is the property of Lifeline Financials or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.
7. Disclaimer of Warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected. We do not guarantee any specific results from your use of the Service.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LIFELINE FINANCIALS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED ONE HUNDRED DOLLARS ($100).
9. Indemnification
You agree to indemnify, defend, and hold harmless Lifeline Financials and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Service or violation of these Terms.
10. Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Consumer Arbitration Rules. Judgment on the award may be entered in any court of competent jurisdiction.
YOU AGREE THAT ANY ARBITRATION SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION OR REPRESENTATIVE PROCEEDING. You waive any right to participate in a class action lawsuit or class-wide arbitration.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.
12. Changes to Terms
We reserve the right to modify these Terms at any time. The updated Terms will be posted on this page with a new “Effective Date.” Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.
13. Termination
We may terminate or suspend your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Lifeline Financials regarding the Service and supersede all prior agreements and understandings.